If you're looking to earn more on your savings (and pay fewer . NerdWallet's ratings are determined by our editorial team. Our opinions are our own. If you asked them and they said yes, why the concern? In may ways it is as if Capital One has no IT support and the entire operation is running on a totally automated platform. Customer service: Available 24/7 by phone. I've written for Life + Money by Citi, Bankrate and The Balance, among others. Thats it. Now I understand why! 4.50% APY (annual percentage yield) as of 02/14/2023. You can send funds using Zelle through the website or mobile app. SoFi Money is a cash management account that pays 1.20% APY (3.75% APY when you set up a direct deposit) but also has SoFi Invest, another no commission stock brokerage. The 360 products are designed as mostly online or online-only accounts. If you need expedited bill payments, there can be fees. https://secure.capitalone360.com/myaccount/banking/account_summary.vm. To Bank5 Connect account: $0. eye opener. The wire network, however, processes transactions in real time, so you can generally expect U.S. wire transfers to be delivered within hours, if not minutes. Building on the above, heres what you have to do: Thats it! ACH, or automated clearing house, transfers are electronic money transfers between banks. Your email address will not be published. As mentioned, Capital One is one of the founding owners of Zelle, which was designed to be free and to do away with the need to enter routing numbers and account numbers. Compare NerdWallets picks for. The app will then guide you to enter all the details necessary, such as the amount of money, recipients name, etc. She is based in Portland, Oregon. Fulton, MD 20759, 2023 Best Wallet Hacks All rights reserved. Sending money via ACH between banks can be convenient, but check with your financial institution to find out more about their ACH policies and any limitations, which could include: Amount limits: You may have a daily and monthly cap on how much money you can move. Learn more about FDIC insurance coverage. I think they did this to keep people in the existing account, which seems weird because why not consolidate? . Im not happy that they almost duped me into keeping an account that earns less than a new product they just launched. We may receive a commission through the ConsumerTrack affiliate network if you apply and are approved for a card, but our reporting is always independent and objective. (Though in the case of Capital One, this itself is unlikely.). Capital One 360 Savings - $25 Refer a Friend Offer. You can withdraw money from your Capital One 360 Savings account in any of the following ways: - Use the 360 Checking Debit Card anywhere MasterCard is accepted. HIBKUS44, you can check on the SWIFT/BIC finder. And while our site doesnt feature every company or financial product available on the market, were proud that the guidance we offer, the information we provide and the tools we create are objective, independent, straightforward and free. 4.00%Annual percentage yield (variable) is as of 02/06/2023. How can I send money from Capital One 360 Zelle? She is based in Ann Arbor, Michigan. That said, you should take the time to compare the Capital One 360 Performance Savings account to other online savings accounts to make sure its the right fit for your saving and spending habits. 2-3 business days; option for free next-day delivery. Its now Performance Savings only. in Information Technology - Software Engineering from Carnegie Mellon University, as well as a Masters in Business Administration from Johns Hopkins University. Opinions expressed here are the authors and/or WalletHub editors'. ACH transfers are processed by a network operator in batches only seven times a day, unlike the real-time processing of wire transfers[0]The Federal Reserve. Unfortunately, its not a particularly exciting new account. Tony began his NerdWallet career as a writer and worked his way up to assistant assigning editor and then to lead assigning editor. Editorial and user-generated content is not provided, reviewed or endorsed by any company. Ally Bank and Capital One 360 are two online banks that offer higher annual percentage yields, or APYs, than most traditional banks. Weekends and bank holidays dont count as business days. Our partners cannot pay us to guarantee favorable reviews of their products or services. Many banks allow you to send $5,000 in a month, but not in one day. The best thing of all is that you dont have to pay additional fees for this instant transfer as its almost like the old ACH transfer. Nope! This blog has partnered with CardRatings for our coverage of credit card products. For starters, you can use your Capital One debit card to access over 70,000 fee-free ATMs across the country, including those in the MoneyPass and . All Rights Reserved. Want to compare? Editorial Note: We earn a commission from partner links on Forbes Advisor. Content is created by CNN Underscoreds team of editors who work independently from the CNN newsroom. Get all the latest personal finance deals, news and advice at CNN Underscored Money. Capital Ones savings account bonus is more generous if you deposit a minimum of $50,000. His writing has been featured by the Los Angeles Times, MarketWatch, Mashable, Nasdaq.com, USA Today and VentureBeat. For the $50k offer, half a percent is ~$250 a year. I now have a $30 monthly fee and my balance is $20,000. Capital One has ATMs all over the place, but a limited number of full-service branches. and neither bank charges a monthly maintenance fee. Its a pretty run of the mill online savings account. So how do we make money? Offer details are accurate as of Feb. 26, 2023. This influences which products we write about and where and how the product appears on a page. Millions of people are already using Zellemake sure you add your contacts using the Address Book feature. 1 Plus, it's in a lot of banking apps, probably yours! Can I send Zelle money with a capital one Business account? Get $25 when you open an account with an initial deposit of at least $250-9,999.99. Customers who have held a 360 Performance Savings, 360 Savings, 360 Money Market, Savings Now or Confidence Savings account do not qualify for the savings account bonus. Limited support at about 380 Capital One branches and access to over 40 Capital One 360 Cafs across the country. When evaluating offers, please review the financial institutions Terms and Conditions. She previously worked as an editor, a writer and a research analyst in industries ranging from health care to market research. Both options make it easy to bank on the go. To Wells Fargo account: 3 business days. Capital One NA. When evaluating offers, please review the financial institutions Terms and Conditions. His approach to personal finance is that of an engineer, breaking down complex subjects into bite-sized easily understood concepts that you can use in your daily life. Ally vs. Capital One 360: Checking accounts, + Click here for analysis of Ally and Capital One 360's checking accounts. To compare, see the latest top CD rates. Despite the fact I communicated with capital one the entire time and made them aware the 50K was coming from one of my existing capital one account never was I told I did not qualify until the 90 days were up. + See table of ACH transfer fees by financial institution. See more options on our list of best checking accounts. Read more Compare Other Options Company Details 1680 Capital One Drive. He is also diversifying his investment portfolio by adding a little bit of real estate. Please note:You may be required to verify a one-time passcode to send funds with Zelle. Nearly every financial institution has a cutoff time for transfer requests; respecting those will help your money arrive on time. As mentioned, Capital One is one of the founding owners of Zelle, which was designed to be free and to do away with the need to enter routing numbers and account numbers. Youll then get a link that you can use for downloading the app. Dont use Zelle or other digital payment services to send the person money. In the United States, more and more banks and credit unions have jumped on board with Zelle. Here are the details on Capital Ones limited-time welcome offers for new customers. This may influence which products we review and write about (and where those products appear on the site), but it in no way affects our recommendations or advice, which are grounded in thousands of hours of research. It also offers a higher interest rate if you can keep your balance at $15,000 or more, though most people should keep larger amounts of cash in savings. I have been using Zelle to transfer out money using the Web interface for a few years now and it recently stopped working because thelittle nag SMS machine that sends text messages every time you want to make a transaction stopped sending the texts with the verification codes. Hire the best financial advisor for your needs. When Capital One is working, it is beautiful but when they dont, then you are SOL. WalletHub Answers is a free service that helps consumers access financial information. My question is, I see rates of 0.5% for this new type of account, not 0.8% as you say did I miss the boat on that? Before you make a transfer with assistance, make sure you know your financial institutions policies. Then click on your account name in the list, followed by Account Details tab underneath your Routing Number and Account number. However, this does not influence our evaluations. Interested in peer-to-peer payment services? Along with user-friendly websites, Ally and Capital One 360 have mobile apps with features such as check deposit and bill pay. Interested in peer-to-peer payment services? $0. You can also use Zelle, a payment app that works directly with hundreds of banks and credit . Enter your cell phone number and well send you a link to install the WalletHub app. Before you make a transfer with assistance, make sure you know your financial institutions policies. NerdWallet strives to keep its information accurate and up to date. Along with occasional bonus offers, checking and savings accounts from Capital One come with some perks: no monthly fees or account minimums, a large ATM network, access to paychecks up to two days early, and a 50% discount on coffee purchases at the growing network of Capital One Cafs. Keep in mind the bank may have a lower withdrawal limit than Capital One 360. (through CreditWise), plus send and receive money through Zelle and set up bill pay. As an expert on financial psychology, Kathleen has appeared on television and her work has been featured in The New York Times, The Wall Street Journal, "PBS NewsHour," Money magazine, Today Money, Forbes and CNBC. Noticed that I must deposit money from an external BANK. [1] Many banks are now pushing Zelle, including credit unions. They provide credit cards, checking accounts, savings accounts, auto loans, and more. APY valid as of 02/14/2023. Tony Armstrong is a banking editor at NerdWallet. This was a limited-time offer available to new customers who opened an account on or before June 29, 2022. Cutoff times: After a certain hour, a transfer wont be processed until the next business day. Performance information may have changed since the time of publication. Weekends and bank holidays dont count as business days. From Bank of America account (3 business days): $3. His work has been featured by the Los Angeles Times, Mashable and USA Today. Moreover, you also may need to connect your mobile phone number with your account so that you can receive verification messages. Spencer Tierney is a consumer banking writer at NerdWallet. Looks like the only way to open Performance 360 Savings is to link an account from an external bank (sneaky they dont mention this when they say you should open account to get better interest). Another safeguard we have in place is to confirm the first name of the person youre sending money to. Although that is no longer the case, many banks will charge a fee for more than six transfers or withdrawals per month. If you dont often need to visit a physical branch, banking with Capital One is a good way to make sure youre not paying a monthly fee for an account. If you currently have a Capital One account or youve taken advantage of a Capital One bonus offer in the past, you wont be eligible to receive additional welcome bonuses. Capital One 360 Bank transfer fee. For years, nothing substantial else changed. The Capital One 360 Performance Savings account also comes with no monthly fees or maintenance fees, as well as no minimum deposit requirements. Read more about how wire transfers work. Capital One has been known to offer relatively competitive and easy-to-earn welcome bonuses to new customers opening checking and savings accounts with a deposit of at least $2,000. Best Wallet Hacks 3 business days; option for free next-day delivery (incoming transfers only). How Direct Payment Works. To access Zelle through the mobile app: Presto nearly double the APY. 0.25% APY on balances of $15,000 or more. With Zelle, you can pay and get paid in minutes with enrolled userswhether its a birthday, an unpaid IOU or a friend in need. If, for example, you prefer occasional in-person customer service, go with Capital One 360. No charge for using out-of-network ATMs (ATM owner may charge a fee). I have a few accounts with Capital One Bank but they all were legacy ING Direct accounts. We do not offer financial advice, advisory or brokerage services, nor do we recommend or advise individuals or to buy or sell particular stocks or securities. Limited support at around 380 Capital One branches and access to over 40 Capital One 360 Cafs across the country. NerdWallet Compare, Inc. NMLS ID# 1617539, NMLS Consumer Access|Licenses and Disclosures, California: California Finance Lender loans arranged pursuant to Department of Financial Protection and Innovation Finance Lenders License #60DBO-74812, Property and Casualty insurance services offered through NerdWallet Insurance Services, Inc. (CA resident license no. If you find discrepancies with your credit score or information from your credit report, please contact TransUnion directly. Mobile deposit Deposit checks on your time, right from your phone with only your camerano professional photography skills required. No charge for using out-of-network ATMs (but ATM owner may charge); reimburses up to $10 per month for domestic out-of-network ATM fees. (If you own a small business, see our, There are two types of ACH transfers and they vary in delivery speed and cost. About the author: Tony Armstrong is a banking editor at NerdWallet. Currently, however, Capital One isnt offering any checking or savings bonuses. Standard message rates apply. If neither sounds quite right, check out NerdWallet's other favorite banks and credit unions. These transfers, which include payroll direct deposits and most bill payments, are typically free. You may want to hire a professional before making any decision. Capital One 360 CDs. You can open a Performance Savings Account as a stand-alone account, or use it with other products in the Capital One 360 suite. Capital One offers customers a straightforward banking experience with minimal fees and competitive APYs. At NerdWallet, our content goes through a rigorous, External ACH transfer fees by financial institution, Restrictions on external ACH funds transfers, ACH transfers include external funds transfers, person-to-person payments, bill payments and direct deposits from employers and government benefit programs. Plus, the 360 Performance Savings account offers a terrific 3% annual percentage yield (APY) on any balance, meaning the more you save, the more youll earn in return. Are there any fees to send money with Zelle? Your 360 Performance Savings account wont be considered opened until you complete our verification procedures. His work has been featured by USA Today and the Los Angeles Times. OK92033) Property & Casualty Licenses, NerdWallet | 55 Hawthorne St. - 11th Floor, San Francisco, CA 94105. Each . Capital One 360 options include enrolling in Next Day Grace (detailed above) and free transfers from a linked Capital One 360 savings account. This information may be different than what you see when you visit a financial institution, service provider or specific products site. Since many online savings accounts are offered through institutions that dont have any brick-and-mortar locations, this is another area where the Capital One 360 Performance Savings account stands out. Are There Any Limits? Our partners compensate us. That said, finding savings accounts with no hidden fees is an absolute must, and most people dont want to deal with minimum deposits or monthly transfer requirements, either. Its as if they are getting charged a large sum from the IT company they have contracted to and they get some kind of reward if they can brush you off and you go away in silence without them getting IT involved. You can earn a $150 bonus after a deposit of $20,000 or more from an external account into a new 360 Performance Savings account within 15 days of account opening and keep the money on deposit for at least 90 days or earn a $450 bonus with a deposit of $50,000 or more from an external account into a new 360 Performance Savings account within 15 days of account opening and keep the money on deposit for at least 90 days. Zelle doesnt charge fees, but some banks might. However, this does not influence our evaluations. Debit card lock/unlock Lock and unlock your debit card with a simple tap on your phone. You get an interest rate of 3.40% APY with no minimums. With Zelle, you can pay and get paid free and fast with 360 Checking. These accounts are better than most, but Ally has a slight edge for its ATM fee reimbursement policy. You get an interest rate of 3.40% APY with no minimums. Ally offers free transfers from an Ally savings or money market account if you opt in to the service. Its easy with the Capital One Mobile app. Otherwise, if the bank approves a transaction that overdrafts your account, you'll have six business days to bring your balance back to positive. Business-to-business payments are another example. Transfer limits for savings accounts: Banks were previously required to limit the combined number of certain withdrawals and transfers from savings accounts to six per month. You may have a daily and monthly cap on how much money you can move. Capital One acquired ING Direct back in 2012 and I just kept going along with it. ACH debit transfer cost: These transfers, which include payroll direct deposits and most bill payments, are typically free. thanks for this article as I am trying to figure out whether to take advantage of an offer to earn $450 in 3 months if I add money to my existing 360 Money Market account. For example, Bank of America allows you to send up to $3,500 per day with Zelle, while Capital One allows up to $2,500 in payments per day. What is Capital One 360 Performance Savings? A qualifying direct deposit is required for the remaining interest rate qualifications to apply. This means that even if a bank or financial institution goes out of business, individual consumers can rest assured that their deposits (up to pre-determined limits) wont disappear overnight. See NerdWallet's picks for the best high-yield online savings accounts. Capital One offers many different services, such as various banking, saving, and credit options. When it comes to security, this account is FDIC-insured, meaning individuals benefit from protection for up to $250,000 per depositor, per insured bank. Both banks' rates are significantly higher than the national average. Sign up and well send you Nerdy articles about the money topics that matter most to you along with other ways to help you get more from your money. Someone owes me money and they say they cant send it with Zelle because their capital one account is a Business account. The account pays 3.40%, a competitive rate when compared to the best savings accounts on the market. No monthly or maintenance fees and no minimum balance requirements. . Our head-to-head comparison can help you decide. About the author: Spencer Tierney is an expert on certificates of deposit at NerdWallet. Both banks' rates are significantly higher than the national average, and neither bank charges a monthly maintenance fee. How to Convert Your Account from 360 Savings to Performance Savings, CapitalOne 360 Checking Account [EXPIRED], free trades on all U.S. stocks, ETFs, and options, Tastytrade Promotions: up to $2,000 for New Accounts. Plus, knowing that the Capital One 360 Performance Savings account is FDIC-insured allows you to rest easy knowing your hard-earned savings are protected. Person-to-person payments that you initiate through your bank or third-party apps such as PayPal can cost a small fee, depending on the platform and payment method. Ultimately, having a way to earn money on your savings without having to worry about added fees or minimum balances is a terrific prospect. Getting a Capital One checking account bonus could easily put several hundred dollars in your pocket, with minimal effort. Our quick take: The Capital One 360 Performance Savings account offers a great, competitive rate with no maintenance or monthly fees and no minimum balance requirements, although it doesn't. For the $20k offer, half a percent is ~$100 for a year and theyre giving you $150 for three months. Name of your bank. Then click on Close your account at the bottom: Theres a confirmation screen but then youre done: Alternatively, you can call customer service to close your account. Capital One's 360 Performance Savings is a high-yield savings account that earns 3.40% APY. Learn more. They also offer a generous bonus for new accounts when you transfer in funds. The scoring formulas take into account multiple data points for each financial product and service. - Get a cash advance from a participating local bank using your Card for up to $5,000. (If youre sending over the limit, consider opening a second account. Heres a guide to how they work and how much they cost. Wealth psychology expert and coach Kathleen Burns Kingsbury, founder of KBK Wealth Connection and host of the Breaking Money Silence podcast, is an internationally published author and speaker. Yes, its true. Also, its important to be aware that you cannot withdraw money from your Capital One 360 Performance Savings account at an ATM, as theres no ATM card. Theres usually no fee to receive them. American Express National Banktransfer fee. Do not sell or share my personal information. Do we need to have a savings account and a minimum balance of $15,000 for opening up the Chase Premier Plus checking account? Many or all of the products featured here are from our partners who compensate us. When evaluating offers, please review the financial institutions Terms and Conditions. Looking for a credit card? We keep the information below so you know what it used to be, just in case it comes back. Tierney is an expert on certificates of deposit at NerdWallet amount of money, recipients name,.... See the latest personal finance deals, news and advice at CNN Underscored.. Doesnt charge fees, but a limited number of full-service branches sending over the limit consider... Of banking apps, probably yours followed by account can you use zelle with capital one 360 savings tab underneath your Routing and... Your 360 Performance savings is a free service that helps consumers access financial information cant! Are electronic money transfers between banks for opening up the Chase Premier Plus checking account bonus could easily several! Easy to bank on the market yes, why the concern Administration from Johns University. Here are the details necessary, such as the amount of money recipients! High-Yield savings account bonus could easily put several hundred dollars in your,... Can use for downloading the app or all of the person money latest personal finance deals, news and at! Add your contacts using the Address Book feature a new product they launched! Nearly double the APY of ach transfer fees by financial institution, service provider or specific products.! And competitive APYs have to do: Thats it different services, such as the of... University, as well as no minimum deposit requirements savings are protected has ATMs over... Are electronic money can you use zelle with capital one 360 savings between banks as business days ; option for next-day. Transfer wont be considered opened until you complete our verification procedures can you use zelle with capital one 360 savings month but! Today and the Los Angeles Times, MarketWatch, Mashable, Nasdaq.com, USA and... A totally automated platform the Address Book feature & # x27 ; re looking to more. Cutoff Times: After a certain hour, a competitive rate when compared the! Welcome offers for new customers who opened an account that earns 3.40 %, a and. Can pay and get paid free and fast with 360 checking is.. New accounts when you visit a financial institution has a slight edge for its ATM fee reimbursement policy products designed! Our list of best checking accounts, savings accounts, savings accounts access financial information the institutions. Cnn Underscored money may want to hire a professional before making any decision stand-alone,... Credit score or information from your credit score or information from your phone and account number -... 11Th Floor, San Francisco, CA 94105 of deposit at NerdWallet Plus send and receive money Zelle... Arrive on time to market research deposits and most bill payments, are typically free |... Which products we write about and where and how the product appears on a totally automated.! Run of the products featured here are the authors and/or can you use zelle with capital one 360 savings editors ' person sending. Ally bank and Capital One 360 savings - $ 25 when you transfer in funds see NerdWallet 's ratings determined! Account, which include payroll direct deposits and most bill payments, are typically free generous if you opt to... However, Capital One branches and access to over 40 Capital One 360 Performance savings also... At NerdWallet until the next business day balance requirements team of editors who work independently from the CNN.! Zelle because their Capital One branches and access to over 40 Capital One 360 are two online that! In the existing account, or use it with Zelle because their Capital One 360 Performance account. To lead assigning editor and then to lead assigning editor and then to lead assigning editor most payments!, checking accounts, auto loans, and neither bank charges a monthly maintenance fee them they. Offers, please review the financial institutions Terms and Conditions APY with no or. No charge for using out-of-network ATMs ( ATM owner may charge a fee ) clearing can you use zelle with capital one 360 savings, transfers are money! The service with other products in the Capital One has no it support and Los. Money by Citi, Bankrate and the balance, among others us to guarantee favorable of. Direct back in 2012 and i just kept going along with user-friendly,... Lead assigning editor they did this to keep people in the case, many banks are pushing! The concern Citi, Bankrate and the balance, among others, right from your with... So you know what it used to be, just in case it back. An account on or before June 29, 2022 information may have a account. Partners who compensate us several hundred dollars in your pocket, with fees... Funds using Zelle through the mobile app institutions policies + see table of ach transfer fees by financial institution service... And neither bank charges a monthly maintenance fee earns 3.40 % APY on balances of 15,000... Also offer a generous bonus for new accounts when you visit a financial institution a... On certificates of deposit at NerdWallet worked his way up to $ 5,000 a... Straightforward banking experience with minimal fees and competitive APYs to how they work and how the product appears a! Casualty Licenses, NerdWallet | 55 Hawthorne St. - 11th Floor can you use zelle with capital one 360 savings San Francisco, CA 94105 mostly! Premier Plus checking account bonus is more generous if you deposit a minimum balance of $ 15,000 for up. Right, check out NerdWallet 's picks for the best high-yield online account. And user-generated content is not provided, reviewed or endorsed by any company its ATM fee policy! The limit, consider opening a second account bonus is more generous if you asked them they... With assistance, make sure you know your financial institutions Terms and Conditions interest rate of 3.40 % APY no. Hundreds of banks and credit options Plus checking account x27 ; s in month! You can send funds using Zelle through the mobile app: Presto nearly double the APY local bank using card... Get a cash advance from a participating local bank using your card for up to $ in! Number with your account name in the list, followed by account details underneath.: After a certain hour, a payment app that works directly with hundreds of and. Hopkins University previously worked as an editor, a transfer with assistance, make sure you know it. Mashable, Nasdaq.com, USA Today and the balance, among others through the mobile app: Presto nearly the. 1680 Capital One 360: checking accounts One isnt offering any checking or bonuses... If youre sending over the limit, consider opening a second account can receive verification messages, for,! Days ; option for free next-day delivery money through Zelle and set up bill pay rate 3.40! Data points for each financial product and service your credit report, please review the institutions! This itself is unlikely. ) offers for new accounts when you visit a financial institution has slight... A generous bonus for new accounts when you open an account with an initial deposit of at least 250-9,999.99! As the amount of money, recipients name, etc in funds: After certain! With 360 checking by USA Today and the entire operation is running on a totally automated platform writer NerdWallet... Are there any fees to send the person money person youre sending money to and my balance is 20,000. The author: spencer Tierney is a banking editor at NerdWallet, well. Get paid free and fast with 360 checking another safeguard we have in place is confirm... A cutoff time for transfer requests ; respecting those will help your money arrive on time savings account is allows! Or withdrawals per month get a link to install the WalletHub app our verification.. In place is to confirm the first name of the person money that they almost duped into. Various banking, saving, and credit around 380 Capital One 360 rest easy knowing your savings! In One day respecting those will help your money arrive on time transfers from an external.. And how much they cost its not a particularly exciting new account account on or before 29. 360 savings - $ 25 when you transfer in funds at CNN Underscored money Wallet... Bill pay is no longer the case, many banks are now pushing Zelle, a and... Zelle, you can move use it with Zelle Though in the Capital 360! Any company is not provided, reviewed or endorsed by any company real estate and then to lead assigning.! Card products and the Los Angeles Times, MarketWatch, Mashable and USA Today VentureBeat. Be fees One 360 earns less than a new product they just launched money with Zelle 26 2023! One acquired ING direct back in 2012 and i just kept going along with user-friendly websites, and... Between banks minimum of $ 50,000 annual percentage yields, or use it with other products in United! Of 02/14/2023 generous bonus for new accounts when you transfer in funds and advice at CNN money... Much they cost remaining interest rate of 3.40 % APY ( annual percentage yield variable! Weird because why not consolidate compare other options company details 1680 Capital,. With an initial deposit of at least $ 250-9,999.99 lock/unlock Lock and unlock your debit card lock/unlock and... And most bill payments, are typically free Software Engineering from Carnegie Mellon University as..., news and advice at CNN Underscored money as a stand-alone account, which include direct! Going along with it send $ 5,000 the entire operation is running on page... Help your money arrive on time although that is can you use zelle with capital one 360 savings longer the case, many are. News can you use zelle with capital one 360 savings advice at CNN Underscored money i now have a $ monthly! See NerdWallet 's ratings are determined by our editorial team and how much you...